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SFD Credit Union E-Services

SFD Credit Union E-Services

VIRTUAL BRANCH View your account online!  Log into your account, view your balances, perform transfers, even pay your bills…all FREE of charge! If you do not have access to Virtual Branch, please call our office at (315)471-4621 or (888)324-1950 to have this...
Identity Thefy

Identity Thefy

WHAT IS IDENTITY THEFT? Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. The FTC estimates that as many as 9...
Identity Thefy

Fraud Prevention Tips

Know who you’re dealing with. If the seller or charity is unfamiliar, check with your state or local consumer protection agency and the Better Business Bureau. Some Web sites have feedback forums, which can provide useful information about other people’s...
Identity Thefy

What Can I Do to Improve My Credit Score?

Credit scoring models are complex and often vary among creditors and for different types of credit. If one factor changes, your score may change — but improvement generally depends on how that factor relates to other factors considered by the model. Only the creditor...
Identity Thefy

What is Credit Scoring?

Credit scoring is a system creditors use to help determine whether to give you credit. Information about you and your credit experiences, such as your bill-paying history, the number and type of accounts you have, late payments, collection actions, outstanding debt,...