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Refinance A Loan

Get our best rate you qualify for or 1.00% APR below your current rate!  

Request an appointment

If you have questions or would like to schedule an appointment with one of our lending staff, please complete the form below.

Simply refinance your secured loan from another lender with a Syracuse Fire Department Credit Union loan and reduce your interest or monthly payment, or both!

Let us help you pay off your existing loan and put more money in your pocket with our competitive loan refinancing rates.  Our members are owners, we’re able to pass along our profits to you through better rates.  We will never charge an application fee, we put your financial success where it belongs — in your hands.

    See how much you could save with an auto refinance by clicking here!

    Our refinance calculator is for auto loans only.

      Auto, Motorcycles, ATV's, Snowmobiles, Jet Skis, Campers & Trailers
      Terms APR*
      up to 36 months as low as 3.99% APR
      37 months – 48 months as low as 4.49% APR
      49 months – 60 months as low as 4.49% APR
      61 months – 72 months as low as 4.99% APR
      73 months – 84 months as low as 5.74% APR

      *APR = Annual Percentage Rate

      Boats, Motorhomes, RV's & Fifth Wheel Loans
      Terms APR*
      up to 120 months as low as 5.75% APR
      121 months – 144 months as low as 5.99% APR
      145 months – 180 months as low as 6.24% APR

      *APR = Annual Percentage Rate

      Rates effective as of 1/17/2023